3-minute read · no jargon

Your business, protected — from day one.

An LLC keeps your personal savings, car, and home safe if the business ever gets sued. Here's the plain-English version, without the boring legal scroll.

Trusted by 12,000+ new founders

Confident young founder in a bright modern workspace
$

Personal assets

Shielded 100%

4 steps

to form yours

< $200

typical state fee

1 day

to get started

Why it matters

One lawsuit shouldn't cost you everything.

!

Without an LLC

A customer slips at your shop and sues for $80k. As a sole proprietor, the judgment can reach your personal bank account and home equity.

✓

With an LLC

The same lawsuit targets the LLC — not you. Your personal assets stay separate, so a bad day in business stays in business.

Wondering how this stacks up against staying a sole proprietor? See the full LLC vs sole proprietorship comparison, or check how much an LLC costs in your state.

How to start

Four simple steps. No lawyer required.

01

Pick a name

Choose something unique that ends in "LLC" for your state.

02

File the paperwork

Submit your Articles of Organization online with your state.

03

Get your EIN

A free federal ID number from the IRS — needed for your bank account.

04

Open a business bank account

Keep finances separate to keep the protection intact.

State guides

Starting in one of these states?

Each guide covers that state's filing fee, approval time, and annual report rules.

Ready to make it official?

Compare LLC formation services

Pick a trusted provider and start your LLC online. These are independent services — not legal advice.

LegalZoom logo

Well-known + legal extras

One of the best-known legal service platforms. Good for founders who want extra legal documents and ongoing support.

Start your LLC
Inc Authority logo

Free formation package

Offers a free LLC formation package (state fees still apply). A solid budget-friendly starting point.

Start your LLC
ZenBusiness logo

All-in-one plans

All-in-one platform with formation, registered agent, and compliance tools in tidy yearly plans.

Start your LLC

Keep the steps handy

Download the free 2-page PDF checklist so you don't miss a filing or deadline.

Get my free checklist

PDF · 2 pages · no email required